Appraisal services for Cumming and Forsyth County homeowners

The top 7 reasons why GA homeowners use Hurley & Company, Inc:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Forsyth county's assessment of your property
  3. To lower their mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a GA divorce, where real estate property needs to be divided
  7. Settle an estate in GA by determining the true market value of real estate in question

Need help determining the value of your house in or near Cumming, GA?
Contact Hurley & Company, Inc.

We at Hurley & Company, Inc understand the individual needs of a customer looking for appraisal services. Our usual business clients get the appraisal process and the usual reporting formats. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experts in helping homeowners just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge Forsyth county's assessment of your property

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes nearby. This only means you're most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Hurley & Company, Inc is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Hurley & Company, Inc can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd like to have a seasoned expert double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Hurley & Company, Inc can help you with that. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.